Case Study · Research & Product Design Strategy

Activation Fee Waiver Strategy

Turned a recurring revenue + customer trust conflict into a decision system leadership could govern — starting from buyflow behavior, waiver patterns, and operational reality.

Fee$20per line
WhereBuyflowduring purchase
TypeResearchstrategy-led
Buyflow screen showing $20 activation fee during mobile line purchase
Buyflow moment where the $20 activation fee is introduced during purchase. Replace this image URL anytime.

Context

Spectrum Mobile charges a $20 activation fee per line during the buyflow when customers purchase new lines. Over time, the fee became a repeated trigger for customer distrust, escalations, and inconsistent waivers.

Leadership was stuck in a loop: enforce the fee to protect revenue, or waive it to protect satisfaction. That framing was incomplete — it treated waivers like a policy debate, when they were actually a signal of expectation failure.

Problem

Waiver decisions varied across agents and channels. Customers often felt the fee was “added” after their purchase decision, even though it was present in buyflow. This created unnecessary contacts and made waiver spend unpredictable.

  • Business: revenue leakage + higher cost-to-serve
  • Customer: trust break + “surprise fee” perception
  • Ops: agent discretion without guardrails

What I Did

I led a research-only strategy effort to move the conversation from “waive vs enforce” to “what conditions justify a waiver and what conditions demand a system fix.”

Diagnosed the system

Mapped buyflow disclosure moments, downstream contact points, and where expectation gaps formed.

Found repeat patterns

Partnered with CX + frontline to identify waiver clusters and escalation triggers.

Built governance logic

Created a decision framework + experiment plan leaders could operationalize.

Insights

Insight 1

Waivers were driven by expectation gaps, not price sensitivity

Customers were less upset about $20 and more upset about feeling misled. Trust broke when the fee appeared after the customer mentally “completed” their decision.

Insight 2

Frontline teams used waivers as a conflict-resolution tool

When policy was unclear and escalation pressure was high, waiving the fee became the fastest path to resolution — an operational workaround for ambiguity.

Insight 3

Revenue vs CX was a false binary

Inconsistent enforcement damaged both: it leaked revenue and eroded trust. The fix wasn’t “more enforcement” — it was clearer rules + better expectation-setting.

Activation waiver trends
Activation waiver trends + emerging signals. Replace URL with your updated trend chart.

Opportunity Map

I organized opportunities by where they occur in the journey and how directly they reduce distrust and escalation.

Journey leverage points
Pre-purchase clarity

Set expectations earlier so customers don’t feel “surprised” at checkout.

  • Earlier disclosure placement
  • Plain-language fee rationale
  • Consistency across channels
Decision moments

Define when waivers protect trust vs when they create moral hazard.

  • Clear waiver eligibility
  • Reason tagging
  • Guardrails by scenario
Post-purchase recovery

Reduce first-bill shock and prevent escalations after purchase.

  • Proactive confirmation message
  • First-bill explainers
  • Self-serve routing
Image slot: Opportunity map visual
Add a 1-slide map from Figma or a screenshot of your opportunity clustering.

Decision Framework

I reframed the question from “Should we waive?” to: “When does a waiver protect long-term value, and when should it trigger a system fix?”

Waiver decision flow
1) Classify the trigger

Disclosure issue · System error · Policy exception · Misunderstanding

2) Apply guardrails

Tenure/LTV · Channel · Evidence of expectation gap · Severity of friction

3) Decide + close the loop
Waive

When trust protection outweighs revenue risk.

Do not waive

When the fee was clearly disclosed and no failure occurred.

Trigger fix

When repeat causes indicate buyflow/policy breakdowns.

Image slot: Decision matrix
Drop your matrix screenshot (or paste a chart URL).

Experiment Plan

I defined experiments to reduce waiver volume without harming conversion. The goal was to learn safely and generate evidence leadership could trust.

Phased experiments
Experiment
Hypothesis
Primary metric
Guardrail
Buyflow disclosure test
Earlier + clearer fee copy reduces “surprise fee” perception.
Waiver rate, contacts
Conversion rate
Confirmation message
Reinforcing fee expectations post-purchase reduces first-bill shock.
First-bill contacts
Complaint rate
Waiver reason tagging
Structured reasons turn waivers into insight signals.
Driver clarity
Agent time
Automation pilot
Automating high-confidence scenarios reduces inconsistency.
Escalations
Revenue leakage

Impact

This work replaced opinion-driven waiver debate with a governable system: classify → apply guardrails → decide → learn.

Business

Reduced arbitrary waiver behavior and created inputs for scalable automation.

Customer

Shifted focus upstream to expectation-setting to prevent trust breaks.

Operations

Gave teams consistent guardrails and shared decision language.

Next Steps

If extending into execution, I would embed this framework into governance and product:

  • Implement disclosure improvements across channels
  • Make waiver reason tagging mandatory for continuous insight
  • Roll out rule-based automation for high-confidence scenarios
  • Publish a recurring dashboard: waiver drivers + contact volume + conversion
Want the artifacts? Happy to share annotated buyflow screens, decision matrix, and experiment readout in an interview.
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